AmRisc | Market-Leading Performance Underwriting

Chronos Retail

Catastrophe and specialty insurance can be challenging to place, requiring considerable time and effort in sourcing the right products. That's why at Chronos, we provide a consultative approach to underwriting, offering select retail producers direct access to our underwriting expertise through the Chronos Exclusive Agency Program.

Chronos Logo

For the independent agent, an appointment with Chronos offers increased transaction efficiencies and greater financial value. By working with a short list of key producers, we're able to channel submissions and assign risks more quickly than our competitors. Our Exclusive Agents benefit from the experience of our product specialists, analysts and engineers, and the dedicated attention of an Agent Relationship Manager who serves as an extension of your team. This partnership means you can stay focused on meeting the needs of your insureds while realizing the upside of our expertise.

For further details on our Exclusive Agency Program, contact your designated Relationship Managers.



The following documents are designed to help our producers identify pertinent information to include in the submission and allow AmRisc to quickly route risks to the correct underwriting teams.

The Chronos Exclusive Agency Program

Our Exclusive Agency Program (EAP) is the central platform for rewarding our agents, improving our services and managing appointments across your organization. As a member of the EAP, your dedicated Relationship Manager will help you meet your objectives and assist with your product and service needs.

Your Relationship Manager

  • Helps you and your agency companies achieve the highest program performance status.
  • Provides quarterly updates on producer company GWP and hit ratio performance.
  • Monitors overall service delivery and advocates on your behalf for service needs.
  • Assists in matching products to your needs and expertise.
  • Advises and assists with onboarding new office appointments.

Exclusive Agency Program Benefits

  • Personalized solutions
  • Access to AmRisc Online
  • Dedicated Relationship Manager
  • Product guidance and onboarding
  • Global agency appointments
  • Tiered loyalty program
  • +1% commission for Diamond agents

Elite Status

The Exclusive Agency Program is based on a three-tier status system, with your Elite Status assessed on a yearly basis.

Exclusive Status1 Annual Premium Threshold Clearance Days to Eff Date 30-day BOR Protection Commission
Diamond 20,000,000 120 days Y2 +1%
Sapphire4 5,000,000 120 days N Standard
old3 1,000,000 120 days N Standard
  1. Each agency’s Exclusive status is posted to our website: Chronos Retail ‐ Exclusive Agents
  2. 30-day BOR protection applies only to the incumbent Diamond Agent’s renewal business with Chronos.
  3. $1,000,000 minimum annual gross written premium is required for overall appointment.
  4. $5,000,000 minimum or Sapphire status required to be eligible or Annual Agency Appreciation Event and to be considered for the TopGun Award.

Standard retail commission rates:

  • 12.5% for new business + 0.50% on TopGun Award accounts
  • 11.5% for renewal business

The TopGun Award is provided exclusively to the top 10 performing new business producers every quarter.

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