Solutions

As the largest catastrophe-focused managing general agent in the United States, our clients depend on us for unique and sometimes difficult property insurance coverage. Partnerships with the world’s leading insurance carriers allow us to provide unmatched capacity to meet and service the specialty coverage needs of our customers. We provide up to $300 million per risk in insurance coverage, backed by the most reputable carriers in the industry.

Here you'll find an overview of our target business and capacity. For detailed information on our underwriting solutions, reach out to one of our specialists or use our contact form for general inquiries.

TARGET BUSINESS AND CAPACITY


General Property and Habitational Risks

OCCUPANCY:

Real Estate, Apartments, Condo Associations, Retail, Offices, Lessor’s Risks, Self-Storage Warehouses, Hotels, Restaurants, Other General Property Classes

TARGET TOTAL INSURABLE VALUE (TIV):

Up to $2.5 Billion per account

AVAILABLE COVERAGE:

Full-Value, Primary, or Lead Quota Share Capacity: $300 million per risk

DISTRIBUTION:

Waypoint, Chronos, AmRisc Online, Insurisk

Large Accounts and Public Entity

TARGET TOTAL INSURABLE VALUE (TIV):

$5 million to $2.5 billion per account

TARGET TOTAL AVAILABLE COVERAGE:

Full-value, primary, or lead quota share capacity: $300 million per risk

DISTRIBUTION:

Waypoint, Chronos, Insurisk

Builder's Risk

OCCUPANCY:

Commercial, Residential, and Public Buildings

TARGET TOTAL INSURABLE VALUE (TIV):

$5 million to $100 million

AVAILABLE COVERAGE:

$200 million per risk
up to 36-month term

DISTRIBUTION:

Waypoint, Chronos

Technical Risks – Industrial and Manufacturing

OCCUPANCY:

Metal, Warehousing, Plastics, Food, Wood, Textile, Electrical, Chemical Blending and Storage

TARGET TOTAL INSURABLE VALUE (TIV):

$5 million to $500 million

AVAILABLE COVERAGE:

Full-Value up to $250 million per risk

DISTRIBUTION:

Waypoint, Chronos

Admitted Product for Florida Condo Associations – American Coastal

OCCUPANCY:

Garden Style, Mid-Rise, or High-Rise

TARGET TOTAL INSURABLE VALUE (TIV):

Condos $1 million to $100 million

AVAILABLE COVERAGE:

Full Limits on ISO Form-Based Policy

DISTRIBUTION:

Waypoint, Chronos

Force Placed ForeClosed Program for Banks and Financial Institutions

TARGET TOTAL INSURABLE VALUE (TIV):

Single-Location Accounts up to $100 million; Targets High-Valued Dwellings

AVAILABLE COVERAGE:

$10 million per location; Higher Limits Available for Condos Excess of NFIP RCBAP

DISTRIBUTION:

Waypoint Only

Flood: DIC-Flood

OCCUPANCY:

Shopping Centers, Strip Malls, Offices, Apartments, Condominiums, Assisted Living Facilities, Lessor's Risks and Other General Property Classes

TARGET TOTAL INSURABLE VALUE (TIV):

Target 1-10 locations; $100 million per account

AVAILABLE COVERAGE:

Primary Layer or Excess of NFIP up to $7.5 million per risk

DISTRIBUTION:

Waypoint Only

California Earthquake

OCCUPANCY:

Real Estate, Apartments, Condo Associations, Retail, Offices, Lessor’s Risks, Self-Storage Warehouses, Other General Property Classes

TARGET TOTAL INSURABLE VALUE (TIV):

Target up to $250 million per account

AVAILABLE COVERAGE:

Primary or Full-Value up to $125 million per risk

DISTRIBUTION:

Waypoint Only

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